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Welcome to M J Credit Management (Pvt) Ltd

Many business and individuals undertake credit management process and systems to improve revenues and profit by facilitating sales and reducing financial risks.
However many have difficulties in one of the most important aspects of credit management; “DEBT RECOVERY”
We Specialize in Debt Recovery

Debt Profiling

  • Review of documentation including Borrower’s application and initial documentation
  • Research on public data if available.
  • Review follow up actions completed
  • Review Borrower’s attitude and responsiveness

Selection of appropriate Legal Option

  • If Pre- Legal Recovery campaign fails we will take legal actions as mentioned below
  • Preparatory steps : Specially drafted Letter of Demand, and follow up work as may be needed.
  • Magistrate Court Actions – dishonored cheques (Most Cost- Effective)
  • Civil Suits (Under Debt Recovery Act or summary procedure on cheques)
  • Winding up options (for corporate debtors)

Litigation or Other recovery measures

  • Recovery problems are settled through call campaigns and site visits to where the debtors reside.
  • We have a separate recovery team to track down Debtors to where they reside
  • Our recovery team consist of Experienced recovery officers & Energetic youth

Investigation Department

  • Specializes in Private Investigations on recovery and other matters
  • Specialists in Counterfeit Investigations
  • Energetic, Youthful and Experienced team of operatives to be deployed for National wide investigations

Operational Break-Down

  • recovery department
  • legal department
  • investigation department
Monday Tuesday Wednesday Thursday Friday Saturday Sunday
8:30 am - 5:30 pm 8:30 am - 5:30 pm 8:30 am - 5:30 pm 8:30 am - 5:30 pm 8:30 am - 5:30 pm 8:30 am - 5:30 pm -